Digital application process in Canada
Getting life insurance used to mean piles of paperwork, long phone calls, and waiting weeks for approval. But not anymore. At PolicyPro Canada, we’ve simplified the process with a fully digital experience — designed for Canadians who want fast, secure, and hassle-free coverage.
Here’s everything you need to know about how the digital application process works in Canada.
Start With a Quick Online Quote
The first step is simple. Use our online quote tool to answer a few basic questions:
- Term length
- Coverage amount
- Smoking status
- Term length
- Income replacement for your family
This takes less than 2 minutes, and you’ll get instant quotes from top Canadian insurers — no phone call or sign-up required.
Compare Policies Side-by-Side
Once your quotes are ready, you’ll see a side-by-side comparison of available policies. You can review:
- Monthly premium costs
- Coverage duration
- Insurer ratings
- Medical requirements (if any)
We only show plans from trusted, licensed insurers operating in Canada — no confusing fine print.
Complete Your Application Online
Found a plan you like? You can apply online in one seamless process. Most of our policies require no medical exam and minimal documentation. You’ll be asked about:
- Your medical history
- Lifestyle habits
- Employment status
Everything is done through a secure, encrypted portal that protects your personal information.
Need Help? Our Advisors Are Available
Even though it’s a digital process, you’re never alone. Our licensed Canadian advisors are available by chat, email, or phone if you need guidance. No pressure. No upselling. Just support.
Fast Review & Instant Decisions
Depending on your application and chosen insurer, you may get instant approval or a quick follow-up for additional questions. If approved:
- You’ll receive your policy via email
- Coverage can begin immediately
- You’ll never need to print, mail, or scan anything
Secure, Transparent, and 100% Online
Our platform is built to Canadian data security standards, and we never sell or share your information. What you see is what you get — no hidden fees or confusing jargon.