Please read these Terms and Conditions (“Terms”) carefully before using
policyprocanada.com
(the “Site”). By accessing or using the Site, you agree to be bound by these Terms.
1. Acceptance of Terms
By using our Site, you represent that you are at least 18 years old and capable of entering into a binding agreement. If you do not agree with these Terms, you must not use the Site.
2. Services
Policy Pro Canada provides an online platform offering personalized life insurance quotes and advisory content (the “Services”). We reserve the right to modify, suspend, or discontinue all or any part of the Services at any time, without notice.
3. Account Registration
Provide accurate, current, and complete information
Maintain the security of your password and identification
Notify us immediately of any unauthorized use of your account
4. Use of the Site
Use the Site for any unlawful or fraudulent purpose
Interfere with or disrupt the Site or servers
Bypass measures used to prevent or restrict access
5. Intellectual Property
All content on the Site, including text, graphics, logos, and software, is the property of Policy Pro Canada or its licensors and is protected by copyright, trademark, and other laws. You may not reproduce, distribute, or create derivative works without our express written permission.
6. User Content
Any comments, feedback, or submissions you post become our property. You grant us a perpetual, irrevocable, worldwide, royalty-free license to use, reproduce, and distribute such content.
7. Links to Third-Party Sites
The Site may contain links to third-party websites. We do not control or endorse those sites and are not responsible for their content or practices. Your use of third-party sites is at your own risk.
8. Disclaimers
No Warranty: The Site and Services are provided “as is” and “as available,” without warranties of any kind, whether express or implied.
Insurance Advice: We do not provide legal or financial advice. All insurance quotes and information are for general guidance only. You should consult a licensed professional before making decisions.
9. Limitation of Liability
To the maximum extent permitted by law, Policy Pro Canada shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of the Site or Services, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Policy Pro Canada and its officers, directors, employees, and agents from any claim, demand, loss, or damage arising out of your breach of these Terms or your use of the Site.
11. Governing Law
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any dispute shall be resolved exclusively in the courts of Toronto, Ontario.
12. Changes to Terms
We may revise these Terms at any time. Revised Terms will take effect when posted. Your continued use of the Site after changes constitute acceptance of the updated Terms.